NSTS Bancorp, Inc. (NSTS) vs Summit State Bank (SSBI)
NSTS Bancorp, Inc. and Summit State Bank are both Banks Regional companies. Summit State Bank is the larger, with a market value of $81.7M against $74.1M — 1.1× the size. NSTS Bancorp, Inc. has negative trailing earnings, so its P/E is not meaningful; Summit State Bank trades at 36.6×. NSTS Bancorp, Inc. grew revenue faster over the last twelve months: 7.00% against −7.63%. Summit State Bank has the higher net margin (3.87% vs −0.31%) and the higher return on invested capital (0.00% vs −0.09%). Across the 17 metrics below, Summit State Bank leads on 9 and NSTS Bancorp, Inc. on 8.
Valuation
Profitability
| Metric | NSTS | SSBI | Banks Regional median |
|---|---|---|---|
| Gross margin | 77.36% | 100.00% | 69.57% |
| Operating margin | 0.00% | 0.00% | 0.00% |
| Net margin | (0.31%) | 3.87% | 18.66% |
| Free cash flow margin | 113.89% | 0.00% | 21.18% |
| Return on equity | (0.05%) | 0.00% | 10.64% |
| Return on assets | (0.02%) | 0.00% | 1.13% |
| Return on invested capital | (0.09%) | 0.00% | 8.33% |
Growth
Health
Dividend
Size
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