USCB Financial Holdings, Inc. USCB

22.63 (0.04) (0.18%) as of 25 Sep
Market cap
$418.8M
P/E
14.7×
Growth Flags show if company had growth for consecutive years
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
P/E ratio
13.85 14.20 14.55 12.25 0.00 0.00
P/S ratio
2.35 2.43 2.21 3.21 2.18 0.00
P/FCF ratio
8.42 10.12 10.71 8.49 6.38 1.18
P/Operating CF
(35.74) (120.55) (40.11) (120.98) (92.18) 4.30
P/B ratio
1.65 1.62 1.25 1.34 0.72 0.30
Price to Tangible BV
1.65 1.62 1.25 1.34 0.72 0.30
EV/Sales
3.40 3.02 3.52 3.10 2.03 0.00
EV/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00
EV/Operating CF
12.08 12.49 16.93 8.02 6.21 0.85
EV/FCF
12.16 12.61 17.05 8.20 5.94 0.87
Quick Ratio
0.02 0.04 0.02 0.03 0.03 0.04
Current Ratio
0.93 0.93 0.93 0.84 0.77 0.84
Net Debt/EBITDA
0.00 0.00 0.00 0.00 0.00 0.00
Debt/Assets
7.08% 6.31% 7.82% 2.21% 1.94% 2.40%
Debt/Equity
0.91 0.76 0.95 0.25 0.18 0.21
Asset Turnover
0.06 0.06 0.05 0.04 0.04 0.04
Operating CF/Net income
1.64 1.41 1.36 1.47 (0.31) 1.70
Capex/Depreciation
(3.06) (0.43) 0.45 1.79 (0.48) 0.34
ROE
12.07% 12.11% 8.84% 10.43% (41.18%) 4.49%
ROA
0.97% 1.00% 0.75% 1.02% (4.21%) 0.46%
ROIC
5.97% 6.74% 4.08% 9.71% 8.93% 5.26%
Return on Tangible Assets
(17.04%) (16.12%) (12.13%) (7.04%) 19.21% (3.90%)
Average Days of Receivables
0.00 0.00 0.00 0.00 0.00 0.00
Research and Development Expense of Revenue
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Selling, General and Administrative Expense of Revenue
35.71% 34.87% 40.74% 54.77% 52.68% 61.78%
Intangible Assets out of Total Assets
0.00 0.00 0.00 0.00 0.00 0.00
Share Based Compensation of Revenue
1.98% 1.48% 0.93% 0.69% 0.43% 0.32%
Graham Net Nets
(1.01) (0.94) (1.40) (1.44) (2.87) (7.55)
Graham Number
18.29 17.55 13.60 14.33 0.00 0.00
Earnings Yield
7.22% 7.04% 6.87% 8.16% (26.28%) (31.46%)
Free Cash Flow Yield
11.88% 9.89% 9.33% 11.78% 15.67% 84.71%
Revenue per Share
7.83 7.32 5.53 3.82 6.42 5.87
Operating CF per Share
2.20 1.77 1.15 1.48 2.10 1.31
Capex per Share
(0.02) (0.02) (0.01) (0.03) 0.10 (0.03)
Free Cash Flow per Share
2.19 1.75 1.14 1.44 2.20 1.27
Cash per Share
1.98 3.92 2.09 2.71 4.40 4.77
Shareholders Equity per Share
11.18 10.95 9.78 9.12 19.40 17.09
Interest Debt per Share
0.00 0.00 0.00 0.00 0.00 0.00
Book value per Share
11.18 10.95 9.78 9.12 19.40 17.09
Free Cash Flow
42.50 34.52 22.38 28.86 23.07 12.76
Working Capital
(157.39) (157.62) (141.21) (291.45) (372.63) (203.53)
Capital Expenditures
(0.30) (0.31) (0.16) (0.67) 1.02 (0.35)
Net Current Asset Value
(360.46) (329.07) (335.63) (351.84) (422.81) (254.04)
EV/EBIT
0.00 0.00 0.00 0.00 0.00 0.00
Capex to Sales
0.00 0.00 0.00 0.01 (0.02) 0.01
Net Profit Margin
17.16% 17.14% 15.26% 26.39% (104.69%) 13.10%
Price to Operating Income
9.96 10.75 11.00 9.05 5.32 0.00
Other line items
Depreciation/Fixed assets
0.02 0.16 (0.08) (0.07) (0.40) (0.16)
Cash ROIC
8.51% 6.65% 4.26% 8.59% 5.86% 2.65%
Accounts Receivable Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Accounts Payable Turnover
0.03 0.03 0.02 0.00 0.00 0.01
Inventory Turnover
0.00 0.00 0.00 0.00 0.00 0.00
Average Days of Payables
13,837.63 12,945.36 16,656.59 89,755.02 137,361.18 51,437.77
Days of Inventory on Hand
0.00 0.00 0.00 0.00 0.00 0.00
Average Payables
2,259.54 2,055.57 1,883.21 1,709.83 1,431.89 1,431.89
Average Assets
2,686.38 2,460.15 2,212.46 1,969.89 1,677.84 1,677.84
Average Common Equity
216.29 203.68 187.20 193.16 171.41 171.41

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Columns are period end dates