OFG Bancorp OFG

51.94 0.20 0.39% as of 25 Sep
Market cap
$2.2B
P/E
10.2×
Growth Flags show if company had growth for consecutive years,
Insider Buys alert about insiders buying in the last 12 month

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue 903.91 873.53 777.26 647.26 582.41 597.70 456.29 440.51 424.33 423.41
Revenue Growth 3.48% 12.39% 20.08% 11.14% (2.56%) 30.99% 3.58% 3.81% 0.22% (7.78%)
Cost of Revenue 172.47 161.84 88.01 33.49 41.83 64.92 51.00 44.53 41.48 57.17
Gross Profit 731.44 711.69 689.25 613.77 540.58 532.78 405.29 395.99 382.86 366.25
SG&A Expenses 497.33 457.94 424.00 369.67 325.98 421.88 305.98 263.19 314.77 281.07
Operating Income 234.12 253.75 265.25 244.11 214.60 110.91 99.30 132.80 68.09 85.18
Non-operating Income/Expense — — — 1.53 7.11 (16.08) (24.05) — 0.08 7.00
EBT 234.12 253.75 265.25 244.11 214.60 94.83 75.25 132.80 68.09 85.18
Income Tax Provision 29.01 55.58 83.38 77.87 68.45 20.50 21.41 48.39 15.44 25.99
Income after Tax 205.10 198.17 181.87 166.24 146.15 74.33 53.84 84.41 52.65 59.19
Dividends (Preferred) — — 0.00 0.00 1.26 6.51 6.51 12.02 13.86 13.86
Net Income Common 205.10 198.17 181.87 166.24 144.90 67.82 47.33 72.39 38.78 45.32
EPS (Basic) 4.60 4.25 3.85 3.46 2.85 1.32 0.93 1.59 0.88 1.03
EPS (Diluted) 4.58 4.23 3.83 3.44 2.81 1.32 0.92 1.52 0.86 1.03
Shares (Basic, Weighted) 44.55 46.64 47.26 48.03 50.96 51.36 51.34 45.40 43.94 43.91
Shares (Diluted, Weighted) 44.76 46.90 47.55 48.44 51.37 51.56 51.72 51.35 51.10 51.09
Gross Margin 80.92% 81.47% 88.68% 94.83% 92.82% 89.14% 88.82% 89.89% 90.23% 86.50%
EBIT Margin 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
EBT margin 25.90% 29.05% 34.13% 37.71% 36.85% 15.87% 16.49% 30.15% 16.05% 20.12%
Net Profit Margin 22.69% 22.69% 23.40% 25.68% 24.88% 11.35% 10.37% 16.43% 9.14% 10.70%
Free Cash Flow Margin 22.21% 24.13% 35.75% 21.36% 13.32% 3.30% 21.67% 28.04% 34.30% 17.30%
Other line items
Income from Continuous Operations 205.10 198.17 181.87 166.24 146.15 74.33 53.84 84.41 52.65 59.19
Consolidated Net Income/Loss 205.10 198.17 181.87 166.24 146.15 74.33 53.84 84.41 52.65 59.19
EPS (Basic, from Continuous Ops) 4.60 4.25 3.85 3.46 2.87 1.45 1.05 1.86 1.20 1.35
EPS (Basic, Consolidated) 4.60 4.25 3.85 3.46 2.87 1.45 1.05 1.86 1.20 1.35
EPS (Diluted, from Cont. Ops) 4.58 4.23 3.82 3.43 0.00 1.44 1.04 1.64 1.03 1.16
Shares (Diluted, Average) 44.55 46.64 47.26 48.03 50.96 51.36 51.82 51.35 43.94 43.91
EPS (Diluted, Consolidated) 4.58 4.23 3.82 3.43 2.85 1.44 1.04 1.64 1.03 1.16
EBITDA Margin 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Operating Cash Flow Margin 24.09% 28.91% 38.04% 25.41% 17.18% 5.85% 24.02% 30.27% 35.69% 18.54%

Fold the line items

In millions of $ except per-share values · columns are period end dates