The Hartford Insurance Group, Inc. HIG
124.23
(1.46)
(1.16%)
as of 25 Sep
- Market cap
- $34.1B
- P/E
- 8.0×
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| Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | Dec '22 | Dec '23 | Dec '24 | Dec '25 | |
|---|---|---|---|---|---|---|---|---|---|---|
P/E ratio |
21.41 | 0.00 | 8.96 | 10.66 | 10.27 | 10.26 | 13.73 | 10.09 | 10.45 | 10.23 |
P/S ratio |
1.14 | 1.17 | 0.84 | 1.06 | 0.86 | 1.08 | 1.09 | 1.02 | 1.21 | 1.37 |
P/FCF ratio |
10.05 | 10.38 | 5.85 | 6.48 | 4.67 | 6.09 | 6.39 | 6.24 | 5.58 | 6.76 |
P/Operating CF |
28.01 | 30.37 | 15.92 | 21.03 | 14.43 | 20.02 | 22.58 | 15.36 | 17.16 | 21.52 |
P/B ratio |
1.10 | 1.49 | 1.25 | 1.38 | 0.96 | 1.38 | 1.83 | 1.67 | 2.00 | 2.09 |
Price to Tangible BV |
1.14 | 1.74 | 1.47 | 1.69 | 1.14 | 1.64 | 2.30 | 2.02 | 2.37 | 2.37 |
EV/Sales |
1.42 | 1.45 | 1.08 | 1.28 | 1.08 | 1.30 | 1.30 | 1.21 | 1.39 | 1.54 |
EV/EBITDA |
11.81 | 16.93 | 8.00 | 7.71 | 7.24 | 7.79 | 9.70 | 8.07 | 8.62 | 8.33 |
EV/Operating CF |
11.18 | 11.40 | 7.21 | 7.60 | 5.73 | 7.14 | 7.25 | 7.05 | 6.24 | 7.38 |
EV/FCF |
12.54 | 12.87 | 7.53 | 7.84 | 5.90 | 7.38 | 7.59 | 7.43 | 6.40 | 7.60 |
Quick Ratio |
0.22 | 0.21 | 0.21 | 0.23 | 0.23 | 0.23 | 0.24 | 0.25 | 0.24 | 0.24 |
Current Ratio |
0.22 | 0.21 | 0.21 | 0.23 | 0.23 | 0.23 | 0.24 | 0.25 | 0.24 | 0.24 |
Net Debt/EBITDA |
2.34 | 3.27 | 1.78 | 1.33 | 1.34 | 1.23 | 1.34 | 1.13 | 0.97 | 0.80 |
Debt/Assets |
2.19% | 2.22% | 7.51% | 6.85% | 5.87% | 6.46% | 5.97% | 5.68% | 5.40% | 5.08% |
Debt/Equity |
0.29 | 0.37 | 0.36 | 0.30 | 0.23 | 0.28 | 0.32 | 0.28 | 0.27 | 0.23 |
Asset Turnover |
0.07 | 0.08 | 0.13 | 0.31 | 0.28 | 0.30 | 0.30 | 0.33 | 0.34 | 0.34 |
Operating CF/Net income |
2.31 | (0.70) | 1.58 | 1.69 | 2.26 | 1.74 | 2.23 | 1.70 | 1.91 | 1.55 |
Capex/Depreciation |
(0.42) | (0.58) | (0.24) | (0.24) | (0.19) | (0.22) | (0.34) | (0.54) | (0.63) | (0.59) |
Interest Coverage |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
| 5.19% | (20.60%) | 13.72% | 14.38% | 10.05% | 13.15% | 11.66% | 17.53% | 19.87% | 21.95% | |
| 0.40% | (1.39%) | 1.25% | 3.10% | 2.37% | 3.12% | 2.40% | 3.32% | 3.92% | 4.57% | |
ROIC |
4.14% | 3.55% | 7.28% | 8.99% | 6.78% | 8.74% | 8.79% | 10.55% | 12.30% | 13.37% |
Return on Tangible Assets |
(3.40%) | 10.34% | (5.88%) | (6.13%) | (5.02%) | (6.56%) | (4.85%) | (6.49%) | (7.57%) | (8.92%) |
Average Days of Receivables |
165.55 | 169.53 | 160.83 | 174.42 | 182.81 | 178.80 | 194.45 | 189.16 | 180.72 | 173.79 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
8.45% | 7.99% | 7.30% | 7.82% | 8.31% | 7.45% | 8.16% | 8.33% | 8.60% | 8.87% |
Intangible Assets out of Total Assets |
0.00 | 0.01 | 0.03 | 0.04 | 0.04 | 0.04 | 0.04 | 0.03 | 0.03 | 0.03 |
Share Based Compensation of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Graham Net Nets |
(10.80) | (10.13) | (2.56) | (2.02) | (2.57) | (1.97) | (1.92) | (1.94) | (1.59) | (1.37) |
Graham Number |
46.77 | 0.00 | 63.05 | 75.25 | 73.88 | 87.15 | 71.23 | 94.15 | 113.65 | 141.46 |
Earnings Yield |
4.67% | (15.98%) | 11.16% | 9.38% | 9.74% | 9.75% | 7.29% | 9.91% | 9.57% | 9.78% |
Free Cash Flow Yield |
9.95% | 9.63% | 17.08% | 15.43% | 21.41% | 16.43% | 15.66% | 16.02% | 17.93% | 14.78% |
Revenue per Share |
42.02 | 47.19 | 52.89 | 57.47 | 57.28 | 64.14 | 68.85 | 79.87 | 90.29 | 100.45 |
Operating CF per Share |
5.33 | 6.01 | 7.93 | 9.67 | 10.80 | 11.72 | 12.34 | 13.74 | 20.11 | 20.97 |
Capex per Share |
(0.58) | (0.69) | (0.34) | (0.29) | (0.32) | (0.38) | (0.54) | (0.70) | (0.49) | (0.60) |
Free Cash Flow per Share |
4.75 | 5.32 | 7.59 | 9.38 | 10.49 | 11.34 | 11.80 | 13.04 | 19.61 | 20.37 |
Cash per Share |
0.85 | 0.49 | 0.34 | 0.73 | 0.67 | 0.97 | 1.06 | 0.62 | 0.80 | 0.63 |
Shareholders Equity per Share |
43.60 | 37.10 | 36.55 | 45.08 | 51.79 | 51.11 | 42.11 | 49.91 | 55.96 | 67.21 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
43.60 | 37.10 | 36.55 | 45.08 | 51.79 | 51.11 | 42.11 | 49.91 | 55.96 | 67.21 |
Free Cash Flow |
1,842.00 | 1,936.00 | 2,721.00 | 3,384.00 | 3,757.00 | 3,960.00 | 3,833.00 | 4,005.00 | 5,764.00 | 5,753.00 |
Working Capital |
(27,332.00) | (31,307.00) | (31,660.00) | (34,869.00) | (35,305.00) | (36,831.00) | (37,961.00) | (39,139.00) | (41,708.00) | (43,693.00) |
Capital Expenditures |
(224.00) | (250.00) | (122.00) | (105.00) | (114.00) | (133.00) | (175.00) | (215.00) | (145.00) | (169.00) |
Net Current Asset Value |
(199,956.00) | (203,615.00) | (40,733.00) | (44,374.00) | (45,037.00) | (47,430.00) | (47,075.00) | (48,553.00) | (51,098.00) | (53,334.00) |
EV/EBIT |
16.22 | 23.98 | 9.96 | 8.84 | 9.01 | 9.30 | 11.69 | 9.04 | 9.11 | 8.81 |
Capex to Sales |
0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
Net Profit Margin |
5.50% | (18.24%) | 9.50% | 9.95% | 8.36% | 10.50% | 8.04% | 10.12% | 11.64% | 13.45% |
Price to Operating Income |
13.00 | 19.35 | 7.74 | 7.31 | 7.13 | 7.68 | 9.84 | 7.59 | 7.94 | 7.85 |
| Other line items | ||||||||||
Depreciation/Fixed assets |
0.54 | 0.42 | 0.50 | 0.37 | 0.54 | 0.59 | 0.55 | 0.44 | 0.26 | 0.31 |
Cash ROIC |
4.86% | 6.17% | 10.26% | 10.80% | 11.88% | 13.26% | 16.77% | 16.72% | 23.86% | 21.21% |
Accounts Receivable Turnover |
0.96 | 2.23 | 2.32 | 2.27 | 2.03 | 2.11 | 1.95 | 1.99 | 2.05 | 2.13 |
Accounts Payable Turnover |
0.18 | 0.28 | 0.28 | 0.27 | 0.26 | 0.27 | 0.27 | 0.28 | 0.28 | 0.27 |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Days of Payables |
1,269.05 | 1,404.11 | 1,298.50 | 1,417.17 | 1,416.81 | 1,381.26 | 1,395.16 | 1,334.05 | 1,351.63 | 1,374.37 |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Average Receivables |
17,057.50 | 7,680.00 | 8,161.50 | 9,131.50 | 10,095.00 | 10,623.50 | 11,440.50 | 12,312.00 | 12,924.50 | 13,322.50 |
Average Payables |
56,630.00 | 36,885.50 | 39,429.00 | 42,131.00 | 45,182.50 | 46,979.50 | 49,177.00 | 51,128.50 | 53,559.50 | 56,228.50 |
Average Assets |
226,462.00 | 224,918.00 | 143,783.50 | 66,562.00 | 72,464.00 | 75,344.50 | 74,793.00 | 74,894.00 | 78,848.50 | 83,457.00 |
Average Common Equity |
17,272.50 | 15,198.50 | 13,130.50 | 14,351.50 | 17,079.00 | 17,865.50 | 15,425.50 | 14,167.50 | 15,553.00 | 17,379.00 |
Columns are period end dates