Enova International, Inc. ENVA

173.48 1.58 0.92% as of 25 Sep
Market cap
$4.3B
P/E
12.1×
Growth Flags show if company had growth for consecutive years

An Income Statement, also known as a Profit and Loss Statement, summarizes a company's revenues, expenses, and profits over a specific period. It highlights how revenue is transformed into net income, showcasing operational efficiency. Key components include total revenue, cost of goods sold (COGS), gross profit, operating expenses, and net profit. Businesses use the Income Statement to assess financial performance, make strategic decisions, and ensure profitability. Investors and stakeholders analyze it to gauge the company’s financial health and future growth potential.

Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 Dec '19 Dec '18 Dec '17 Dec '16
Revenue
3,151.65 2,657.80 2,117.64 1,736.09 1,207.93 1,083.71 1,174.76 972.62 728.90 745.57
Revenue Growth
18.58% 25.51% 21.98% 43.72% 11.46% (7.75%) 20.78% 33.44% (2.24%) 14.25%
Cost of Revenue
1,321.41 1,128.35 887.72 618.52 183.67 399.52 602.89 503.41 353.49 327.97
Gross Profit
1,830.24 1,529.45 1,229.92 1,117.56 1,024.26 684.19 571.86 469.22 375.42 417.60
R&D Expenses
258.18 224.39 194.91 173.67 147.70 96.28 84.26 78.37 69.63 85.20
SG&A Expenses
790.80 680.09 574.73 523.04 428.12 210.38 224.34 201.10 176.31 195.36
Operating Income
739.43 584.76 422.14 383.99 413.06 357.80 248.21 175.55 116.19 121.48
Non-operating Income/Expense
(338.40) (313.66) (194.89) (111.42) (75.91) 77.62 (78.14) (106.67) (96.52) (64.04)
Non-operating Interest Expenses
339.31 290.44 194.78 115.89 76.51 86.69 75.60 79.36 74.01 65.60
EBT
401.03 271.10 227.25 272.57 337.16 435.42 170.07 68.87 19.67 57.44
Income Tax Provision
92.65 61.65 52.13 65.15 80.09 57.19 42.05 5.30 2.06 22.83
Income after Tax
308.39 209.45 175.12 207.42 257.07 378.23 128.02 63.57 17.61 34.60
Dividends (Preferred)
— 0.00 — — 0.00 0.00 0.00 — 0.00 —
Non-Controlling Interest
— — — — 0.77 0.09 — — — —
Net Income Common
308.39 209.45 175.12 207.42 256.30 377.84 36.61 70.10 29.24 34.60
EPS (Basic)
12.25 7.78 5.71 6.42 7.05 11.85 1.09 2.06 0.87 1.04
EPS (Diluted)
11.52 7.43 5.49 6.19 6.79 11.70 1.06 1.99 0.86 1.03
Shares (Basic, Weighted)
25.17 26.92 30.67 32.29 36.35 31.90 33.72 33.99 33.52 33.19
Shares (Diluted, Weighted)
26.78 28.20 31.92 33.48 37.74 32.30 34.40 35.18 34.13 33.46
Gross Margin
58.07% 57.55% 58.08% 64.37% 84.79% 63.13% 48.68% 48.24% 51.50% 56.01%
EBIT Margin
23.46% 22.00% 19.93% 22.12% 34.20% 33.02% 21.13% 18.05% 15.94% 16.29%
EBT margin
12.72% 10.20% 10.73% 15.70% 27.91% 40.18% 14.48% 7.08% 2.70% 7.70%
Net Profit Margin
9.78% 7.88% 8.27% 11.95% 21.22% 34.87% 3.12% 7.21% 4.01% 4.64%
Free Cash Flow Margin
56.22% 56.26% 52.97% 48.98% 36.61% 65.64% 70.53% 68.90% 59.26% 50.83%
EBITDA
797.85 640.75 470.42 426.56 454.66 390.23 269.27 195.95 136.67 143.95
EBIT
739.43 584.76 422.14 383.99 413.06 357.80 248.21 175.55 116.19 121.48
Income from Continuous Operations
308.39 209.45 175.12 207.42 257.07 378.23 128.02 63.57 17.61 34.60
Income from Discontinued Operations
— — — — — (0.30) (91.40) 6.53 11.63 —
Consolidated Net Income/Loss
308.39 209.45 175.12 207.42 257.07 377.93 36.61 70.10 29.24 34.60
EPS (Basic, from Continuous Ops)
12.25 7.78 5.71 6.42 7.07 11.86 3.80 1.87 0.52 1.04
EPS (Basic, from Discontinued Ops)
— — — 0.00 0.00 (0.01) (2.71) 0.19 0.35 —
EPS (Basic, Consolidated)
12.25 7.78 5.71 6.42 7.07 11.85 1.09 2.06 0.87 1.04
EPS (Diluted, from Cont. Ops)
11.52 7.43 5.49 6.19 6.81 11.71 3.72 1.81 0.52 1.03
EPS (Diluted, from Disc. Ops)
— — — 0.00 0.00 0.00 0.00 0.00 0.00 —
Shares (Diluted, Average)
26.78 28.20 31.92 33.48 37.74 32.30 34.40 35.18 34.13 33.46
EPS (Diluted, Consolidated)
11.52 7.43 5.49 6.19 6.81 11.70 1.06 1.99 0.86 1.03
EBITDA Margin
25.32% 24.11% 22.21% 24.57% 37.64% 36.01% 22.92% 20.15% 18.75% 19.31%
Operating Cash Flow Margin
57.72% 57.89% 55.10% 51.50% 39.06% 68.36% 72.24% 70.41% 61.35% 52.76%

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In millions of $ except per-share values · columns are period end dates