BV Financial, Inc. BVFL
20.87
0.06
0.29%
as of 25 Sep
- Market cap
- $176.3M
- P/E
- 13.6×
Follow BVFL
Growth Flags
show if company had growth for consecutive years
| Dec '25 | Dec '24 | Dec '23 | Dec '22 | Dec '21 | Dec '20 | Dec '19 | Dec '18 | |
|---|---|---|---|---|---|---|---|---|
P/E ratio |
12.26 | 15.80 | 9.09 | 12.34 | 12.34 | 12.34 | 12.34 | 12.34 |
P/S ratio |
3.25 | 3.74 | 3.23 | 3.33 | 0.00 | 0.00 | 0.00 | 0.00 |
P/FCF ratio |
9.06 | 11.90 | 8.37 | 12.79 | 0.00 | 0.00 | 0.00 | 0.00 |
P/Operating CF |
49.48 | 46.76 | 43.60 | 66.75 | 0.00 | 0.00 | 0.00 | 0.00 |
P/B ratio |
0.93 | 0.94 | 0.77 | 1.33 | 0.00 | 0.00 | 0.00 | 0.00 |
Price to Tangible BV |
1.01 | 1.02 | 0.83 | 1.58 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Sales |
2.80 | 2.57 | 2.44 | 1.84 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/Operating CF |
7.71 | 7.88 | 7.59 | 7.41 | 0.00 | 0.00 | 0.00 | 0.00 |
EV/FCF |
7.81 | 8.20 | 6.33 | 7.09 | 0.00 | 0.00 | 0.00 | 0.00 |
Quick Ratio |
0.09 | 0.11 | 0.12 | 0.10 | 0.16 | 0.14 | — | — |
Current Ratio |
1.20 | 1.24 | 1.22 | 1.07 | 1.03 | 1.04 | — | — |
Net Debt/EBITDA |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Debt/Assets |
3.84% | 1.65% | 0.00% | 1.42% | 4.64% | 6.70% | 1.09% | 1.79% |
Debt/Equity |
0.19 | 0.08 | 0.00 | 0.12 | 0.45 | 0.74 | 0.05 | 0.14 |
Asset Turnover |
0.06 | 0.05 | 0.05 | 0.05 | 0.04 | 0.04 | 0.05 | 0.00 |
Operating CF/Net income |
1.41 | 1.37 | 1.11 | 0.92 | 1.12 | 0.66 | 0.47 | 20.86 |
Capex/Depreciation |
(0.23) | (0.40) | 4.89 | (0.52) | 0.28 | 0.34 | — | — |
| 7.12% | 5.94% | 9.24% | 11.62% | 11.99% | 10.92% | 5.64% | 0.00% | |
| 1.48% | 1.30% | 1.58% | 1.27% | 1.16% | 1.38% | 1.07% | 0.00% | |
ROIC |
7.35% | 7.42% | 9.35% | 22.80% | 84.27% | 15.88% | 0.00% | 0.00% |
Return on Tangible Assets |
9.21% | 7.05% | 8.88% | 16.84% | 28.06% | 17.38% | 40.82% | 2.21% |
Average Days of Receivables |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Research and Development Expense of Revenue |
0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Selling, General and Administrative Expense of Revenue |
39.25% | 42.92% | 40.66% | 53.44% | 46.77% | 47.97% | 0.00% | 0.00% |
Intangible Assets out of Total Assets |
0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.02 | 0.01 | 0.00 |
Share Based Compensation of Revenue |
7.93% | 3.88% | 0.76% | 0.66% | 1.27% | 0.04% | 0.00% | 0.00% |
Graham Net Nets |
0.48 | 0.48 | 0.58 | (0.12) | 0.00 | 0.00 | 0.00 | 0.00 |
Graham Number |
25.54 | 21.19 | 25.66 | 19.14 | 0.00 | 0.00 | 0.00 | 0.00 |
Earnings Yield |
8.16% | 6.33% | 11.00% | 8.11% | 8.11% | 8.11% | 8.11% | 8.11% |
Free Cash Flow Yield |
11.04% | 8.40% | 11.95% | 7.82% | 0.00% | 0.00% | 0.00% | 0.00% |
Revenue per Share |
5.59 | 4.61 | 4.42 | 4.91 | 4.46 | 3.26 | 1.70 | 2.14 |
Operating CF per Share |
2.03 | 1.50 | 1.42 | 1.22 | 1.49 | 0.71 | 0.18 | 0.64 |
Capex per Share |
(0.03) | (0.06) | 0.28 | 0.06 | (0.07) | 0.01 | 0.00 | 0.00 |
Free Cash Flow per Share |
2.00 | 1.45 | 1.71 | 1.28 | 1.41 | 0.71 | 0.18 | 0.64 |
Cash per Share |
6.23 | 6.77 | 6.99 | 8.79 | 15.68 | 13.13 | 0.00 | 0.00 |
Shareholders Equity per Share |
19.60 | 18.31 | 18.64 | 12.30 | 11.72 | 10.42 | 10.26 | 7.24 |
Interest Debt per Share |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Book value per Share |
19.60 | 18.31 | 18.64 | 12.30 | 11.72 | 10.42 | 10.26 | 7.24 |
Free Cash Flow |
18.79 | 15.45 | 18.21 | 10.15 | 10.05 | 5.07 | 1.16 | 1.90 |
Working Capital |
133.97 | 153.17 | 140.03 | 47.32 | 18.59 | 28.51 | — | — |
Capital Expenditures |
(0.24) | (0.61) | 3.02 | 0.44 | (0.53) | 0.05 | (0.47) | (0.04) |
Net Current Asset Value |
81.66 | 88.33 | 87.96 | (15.28) | (33.07) | (37.94) | (228.85) | (145.64) |
EV/EBIT |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Capex to Sales |
0.00 | 0.01 | (0.06) | (0.01) | 0.02 | 0.00 | 0.00 | 0.00 |
Net Profit Margin |
25.74% | 23.83% | 29.06% | 26.97% | 29.74% | 33.00% | 22.66% | 1.42% |
Price to Operating Income |
9.02 | 11.21 | 8.18 | 9.54 | 0.00 | 0.00 | 0.00 | 0.00 |
| Other line items | ||||||||
Depreciation/Fixed assets |
0.08 | 0.11 | 0.04 | (0.05) | (0.13) | 0.01 | 0.00 | 0.00 |
Cash ROIC |
2.36% | 1.00% | 0.34% | (3.04%) | (1.92%) | (4.71%) | (7.08%) | (8.99%) |
Accounts Receivable Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 |
Accounts Payable Turnover |
0.02 | 0.02 | 0.01 | 0.01 | 0.01 | 0.00 | — | — |
Inventory Turnover |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Days of Payables |
19,270.21 | 20,686.75 | 25,185.40 | 72,852.94 | 66,490.52 | 84,851.94 | — | — |
Days of Inventory on Hand |
0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | — | — |
Average Payables |
663.79 | 642.81 | 659.37 | 682.32 | 677.56 | — | — | — |
Average Assets |
912.02 | 898.54 | 865.11 | 830.05 | 815.35 | 555.21 | 231.07 | — |
Average Common Equity |
189.65 | 197.28 | 148.41 | 90.60 | 78.73 | 70.01 | 43.83 | — |
Columns are period end dates