Upstart Holdings, Inc. Debt/Equity

Debt/Equity of UPST for past 10 years: annual, quarterly and twelve month trailing (TTM) including Debt/Equity growth rates and interactive chart. The debt-to-equity (D/E) ratio is calculated by dividing a company's total interest-bearing liabilities by its shareholder equity. These numbers are available on the balance sheet of a company's financial statements. The ratio is used to evaluate a company's financial leverage. The debt/equity ratio can be compared to a company's historical average or to peers. A ratio above 1 indicates the company has more debt than equity and a ratio above 3 is considered high. Below 0.5 means the company has little debt and significant capacity to expand it.

Highlights and Quick Summary

  • Debt/Equity for the quarter ending March 30, 2021 was 0.19 (a -30.92% decrease compared to previous quarter)
  • Year-over-year quarterly Debt/Equity increased by Infinity%
  • Annual Debt/Equity for 2020 was 0.27 (a -79.89% decrease from previous year)
  • Annual Debt/Equity for 2019 was 1.36 (a -3.23% decrease from previous year)
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Historical Debt/Equity of Upstart Holdings, Inc.

Most recent Debt/Equityof UPST including historical data for past 10 years.

Interactive Chart of Debt/Equity of Upstart Holdings, Inc.

Upstart Holdings, Inc. Debt/Equity for the past 10 Years (both Annual and Quarterly)

Year Q1 Q2 Q3 Q4 Fiscal Year
2021 0.19
2020 0.27 -5.87 0.0 0.27
2019 1.18 1.36
2018 0.0 1.4

Business Profile of Upstart Holdings, Inc.

Sector: Financial Services
Industry: Credit Services
Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was incorporated in 2012 and is headquartered in San Mateo, California.