Pinnacle Financial Partners, Inc. Working Capital

Working Capital of PNFP for past 10 years: annual, quarterly and twelve month trailing (TTM) including Working Capital growth rates and interactive chart. Working capital, also known as net working capital (NWC), is the difference between a company’s current assets, such as cash, accounts receivable (customers’ unpaid bills) and inventories of raw materials and finished goods, and its current liabilities, such as accounts payable. Net operating working capital is a measure of a company's liquidity and refers to the difference between operating current assets and operating current liabilities. In many cases these calculations are the same and are derived from company cash plus accounts receivable plus inventories, less accounts payable and less accrued expenses. Working capital is a measure of a company's liquidity, operational efficiency and its short-term financial health. If a company has substantial positive working capital, then it should have the potential to invest and grow. If a company's current assets do not exceed its current liabilities, then it may have trouble growing or paying back creditors, or even go bankrupt.

Highlights and Quick Summary

  • Working Capital for the quarter ending September 29, 2020 was $-1.27 Billion (a 103.05% increase compared to previous quarter)
  • Year-over-year quarterly Working Capital decreased by -2443.8%
  • Annual Working Capital for 2019 was $54.1 Million (a -110.78% decrease from previous year)
  • Annual Working Capital for 2018 was $-502 Million (a 668.23% increase from previous year)
  • Annual Working Capital for 2017 was $-65.3 Million (a -63.18% decrease from previous year)
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Historical Working Capital of Pinnacle Financial Partners, Inc.

Most recent Working Capitalof PNFP including historical data for past 10 years.

Interactive Chart of Working Capital of Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc. Working Capital for the past 10 Years (both Annual and Quarterly)

(All values are in $ million)

Year Q1 Q2 Q3 Q4 Fiscal Year
2020 $-1,268.23 $-624.59 $-178.6
2019 $54.11 $214.85 $-106.4 $113.71 $54.11
2018 $-501.96 $-491.39 $-192.61 $155.99 $-501.96
2017 $-65.34 $-147.25 $-584.44 $-515.53 $-65.34
2016 $-177.47 $-222.26 $217.44 $73.82 $-177.47
2015 $-184.83 $18.23 $30.6 $59.92 $-184.83
2014 $-135.63 $-118.99 $-214.15 $-253.12 $-135.63
2013 $-291.01 $-272.21 $-73.5 $-183.45 $-291.01
2012 $-267.13 $-196.41 $-201.72 $-270.0 $-267.13
2011 $-348.02 $-457.83 $-512.79 $-596.46 $-348.02
2010 $-633.53 $-566.12 $-494.04 $-528.31 $-633.53
2009 $-436.07 $-436.07

Business Profile of Pinnacle Financial Partners, Inc.

Sector: Financial Services
Industry: Banks—Regional
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing checking, interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance products primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, interest rate derivatives, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit and credit cards, direct and remote deposit, automated teller machine, and cash management services. It serves individuals, small-to medium-sized businesses, and professional entities. As of December 31, 2019, the company operated 111 offices, including 47 in Tennessee, 36 in North Carolina, 20 in South Carolina, and eight in Virginia. Pinnacle Financial Partners, Inc. was founded in 2000 and is headquartered in Nashville, Tennessee.