Pinnacle Financial Partners, Inc. Free Cash Flow Margin

Free Cash Flow Margin of PNFP for past 10 years: annual, quarterly and twelve month trailing (TTM) including Free Cash Flow Margin growth rates and interactive chart. Free cash flow margin or Free cash flow-to-sales is a performance ratio that measures operating cash flows after deduction of capital expenditures (free cash flow) relative to sales. Free cash flows (FCF) is an important metric in assessing a company's financial condition and determining its intrinsic valuation. FCF/sales is tracked over time and can be compared to a company's historical record or to peers. Free cash flow is useful because it takes out non-cash items out of earnings and only looks at the underlying operating cash coming in and out of a business minus the necessary capital expenditures.

Highlights and Quick Summary

  • Annual Free Cash Flow Margin for 2019 was 29.45% (a -24.89% decrease from previous year)
  • Annual Free Cash Flow Margin for 2018 was 39.21% (a 172.48% increase from previous year)
  • Annual Free Cash Flow Margin for 2017 was 14.39% (a -51.63% decrease from previous year)
  • Twelve month Free Cash Flow Margin ending September 29, 2020 was 28.9% (a -3.67% decrease compared to previous quarter)
  • Twelve month trailing Free Cash Flow Margin decreased by -1.87% year-over-year
Trailing Free Cash Flow Margin for the last four month:
29 Sep '20 29 Jun '20 30 Mar '20 30 Dec '19
28.9% 30.0% 21.33% 29.45%
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Historical Free Cash Flow Margin of Pinnacle Financial Partners, Inc.

Most recent Free Cash Flow Marginof PNFP including historical data for past 10 years.

Interactive Chart of Free Cash Flow Margin of Pinnacle Financial Partners, Inc.

Pinnacle Financial Partners, Inc. Free Cash Flow Margin for the past 10 Years (both Annual and Quarterly)

Year Q1 Q2 Q3 Q4 Fiscal Year
2019 29.45%
2018 39.21%
2017 14.39%
2016 29.75%
2015 21.81%
2014 34.46%
2013 50.82%
2012 47.38%
2011 49.08%
2010 50.07%
2009 28.99%

Business Profile of Pinnacle Financial Partners, Inc.

Sector: Financial Services
Industry: Banks—Regional
Pinnacle Financial Partners, Inc., together with its subsidiaries, operates as the bank holding company for Pinnacle Bank that provides various banking products and services in the United States. The company accepts various deposits, including savings, checking, noninterest-bearing checking, interest-bearing checking, money market, and certificate of deposit accounts. Its loan products include commercial loans, such as equipment and working capital loans; commercial real estate loans comprising investment properties and business loans secured by real estate; and loans to individuals consisting of secured and unsecured installment and term loans, lines of credit, residential first mortgage loans, and home equity loans and lines of credit. The company also offers various securities and other financial products; investment products; brokerage and investment advisory programs; and fiduciary and investment management services, such as personal trust, endowments, foundations, individual retirement accounts, pensions, and custody. In addition, it provides insurance products primarily in the property and casualty area; merger and acquisition advisory services; and private debt, equity and mezzanine, interest rate derivatives, and other middle-market advisory services. Further, the company offers treasury management, telephone and online banking, mobile banking, debit and credit cards, direct and remote deposit, automated teller machine, and cash management services. It serves individuals, small-to medium-sized businesses, and professional entities. As of December 31, 2019, the company operated 111 offices, including 47 in Tennessee, 36 in North Carolina, 20 in South Carolina, and eight in Virginia. Pinnacle Financial Partners, Inc. was founded in 2000 and is headquartered in Nashville, Tennessee.